IS MY FLOODED BASEMENT COVERED BY MY INSURANCE?

Floodfacts2Whenever you experience a flooded basement or any other water damage emergency, a call to a professional waterproofing company provide the help you need, and then a call to your insurance company is usually the next call.
A flooded basement is a stressful occurrence. A professional company can assess the damage and quickly provide an estimate for repair. It’s important to quickly help people recover through water damage restoration and safely get things to be healthy again through by repairing the damage.
Most times calling your insurance company for help can be a daunting, confusing and intimidating process. Most policies do not cover leaks from cracks, etc. in a basement, but will usually only cover sump pump failure, or water coming up into the basement through a floor drain or sewer back up, unless you have specific flood insurance. Many policies will just cover the damages, and not the actual funds to get the defect repaired, which is even more frustrating, as not getting the repairs done could mean another flood down the road. Many people try and rely on New Home Warranty, but they typically don’t cover defects such as regular settlement cracks.
Even though your options may seem limited, there are companies that specialize in leaky basements. You should chose a repair company that has been established for some time, with a proven track record, and one that uses newer and modern products such as polyurethane injections of cracks, and state of the art equipment for other flooded basement repairs.